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APPLY FOR A STUDENT CREDIT CARD

 

Apply for a Chase Platinum For Students
A generous credit limit up to $4,000 when you use your card responsibly · No annual fee · Earn points towards free merchandise and dining · Dedicated credit specialists always available to help with your questions and concerns. Click Here


 

Apply for a Student Discover® Classic Card
The very popular Chase credit card is available for students. The Student Platinum Card offers one of the lowest interest rates of any student credit card with 0 intro APR. Click Here


 

Apply for a Universal Entertainment Student MasterCard
No annual fee earn points with every purchase
Points add up fast, easy and fun way to build credit.
Low APR. Click Here

INTRODUCTION TO STUDENT CREDIT CARDS

Student credit cards are credit cards that meets the special needs of college students or consumers establishing credit or re-building credit lines.

Credit cards offer a number of benefits and features that make them valuable for students. Students are generally more likely to use the Internet, and as such, they may want to make purchase online. In general, this can only be accomplished with a credit card so having one is essential to buying online.

Additionally getting a rental car, plane ticket, and a number of other modern conveniences, all require using a credit card. There is no fee to apply for student credit cards. You can choose an unsecured card or a secured card with different credit limits and benefits.

Student credit cards offers cash advances with fee applying. On purchases there is a 25-day grace period and balance transfers are usually not permitted.

STUDENT CREDIT CARD COMPARISON

Credit Limit Intro APR APR Annual Fee Grace Period Finance Charge Cash Advance APR
Chase Platinum For Students
Up to
$4000
5.99%
6 months
15.24%
variable
$0 20 days

19.99%
Student Discover Classic Card
  N/A 17.99%
variable
$0 25 days
22.99%
Universal Entertainment Student MasterCard
$5,000
7.99%
6 Months
15.24% $0 20 days $1.00

21.24%

The information above subject to change. Please click on the link for more information.

STUDENT CREDIT CARD BENEFITS

  • They can be safer and more convenient to use and carry than cash or checks
  • They offer the ability to buy goods and services now and pay for them later
  • They have valuable consumer protections under the law
  • Major cards are accepted by merchants around the world
  • They may provide a source of cash or payment in an emergency
  • Credit cards can guarantee hotel or travel reservations
  • If you are not happy with a purchase you made using a credit card, you may have the right to withhold payment until the problem is resolved
  • You can shop online safely
  • You can manage your account online

           

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